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The primary downside of radiant barriers is their limited effectiveness in cold climates. They are designed to reflect radiant heat, making them less beneficial in cooler conditions where heat retention is more important. 

Radiant barriers require proper installation to maximize effectiveness. Incorrect placement can lead to minimal benefits. They also do not provide insulation, meaning they should be used in conjunction with traditional insulation for optimal energy efficiency. 

R-30 insulation is better for higher thermal resistance, but whether it’s "better" depends on the application. R-30 is much thicker and suited for areas like attics or floors in cold climates, where more insulation is required. R-13, on the other hand, is thinner and works well for 2x4 walls or milder climates where less insulation is sufficient. Choosing between R-13 and R-30 depends on the area being insulated and the climate. For example, R-30 provides more insulation but may not fit everywhere in your home.

For standard 2x4 walls, the ideal insulation has an R-value between R-13 and R-15. This level of insulation, typically around 3.5 inches thick, fits well within the wall cavity. Common options include fiberglass batts and spray foam. The best choice for your home can depend on your climate; use R-value maps, like those from Energy Star, to determine the recommended level for your region. For colder climates, you might also consider adding exterior insulation for greater efficiency. Always check with your local building codes to ensure you meet any required standards.

Costs depend on area size, material thickness, and site preparation needs.