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There are several possible reasons for a gnat infestation, and they vary based on the type of insect. One common reason is overwatering houseplants, which can create a moist environment that is attractive to fungus gnats. Another reason is leaving fruit out on the counter for too long, which can attract fruit flies. Drain flies are typically attracted by standing water and bacteria that are often the result of buildup or a clog in your drain or sewer line.

Tree sap is not usually dangerous to humans or pets. But some trees do produce dangerous sap. Notably, ash, birch, cedar and similar saps can irritate the skin but aren’t dangerous. Sap from trees like the Brazilwood, Mahogany, Milky Mangrove or well-named Poison Walnut can be corrosive, cause nausea, or trigger those with asthma. But for most backyard trees, protective equipment like a sturdy pair of gloves should be fine.

Generally, squirrels are not considered aggressive toward humans. They are more likely to flee than confront people. However, like many animals, they may exhibit aggressive behavior if they feel threatened or cornered. If you approach a squirrel too closely or try to handle it, especially if it's a mother protecting her young, it may resort to defensive tactics such as biting or scratching.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.