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Summit Real Estate

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Summit Real Estate

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As a sales agent I am the first responder to your needs. Let me fulfill those needs with ease and be your trusted resource during a major life decision. Let me help you and take the stress out of the home selling/buying process and make it an exciting one!

As a sales agent I am the first responder to your needs. Let me fulfill those needs with ease and be your trusted resource during a major life decision. Let me help you and take the stress out of the home selling/buying process and make it an exciting one!

CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

Maine Land Broker

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Maine Land Broker

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Free onsite estimate

Scot Walker is well known Real Estate Broker & Realtor in Maine, providing his service to the entire Northern Maine Region from Bangor to Fort Kent and all points in between. If you are looking for Large parcels, small parcels, waterfront, camps, cabins, homes and farms, you can make a call at 207-532-4500 or 207-538-1765 to get best real estate deals

Scot Walker is well known Real Estate Broker & Realtor in Maine, providing his service to the entire Northern Maine Region from Bangor to Fort Kent and all points in between. If you are looking for Large parcels, small parcels, waterfront, camps, cabins, homes and farms, you can make a call at 207-532-4500 or 207-538-1765 to get best real estate deals

Betty Mills

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Betty Mills

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17 years of experience

Coldwell Banker has been a leader in the real estate industry for over 100 years. We take pride in our customer service and cutting edge technology. As an Associate Broker , I have spent the past 4 plus years building the trust of first time home buyers, investors, sellers and many wonderful people in Central Maine.

Coldwell Banker has been a leader in the real estate industry for over 100 years. We take pride in our customer service and cutting edge technology. As an Associate Broker , I have spent the past 4 plus years building the trust of first time home buyers, investors, sellers and many wonderful people in Central Maine.

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RIZZO MATTSON REALTORS

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RIZZO MATTSON REALTORS

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12 years of experience

I work with great company with a cumulative of 215 years of real estate experience and 15 full-time agents. We average 43,000,000 in annual sales and have been family owned and operated for 30+ years. Since 98% of potential home buyers begin the searches online we have many websites we use to advertise your home to get the most exposure.

I work with great company with a cumulative of 215 years of real estate experience and 15 full-time agents. We average 43,000,000 in annual sales and have been family owned and operated for 30+ years. Since 98% of potential home buyers begin the searches online we have many websites we use to advertise your home to get the most exposure.

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Property Keepers Inc

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Property Keepers Inc

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14 years of experience

Property Tax Consultants, Experts in Lowering Property Taxes Nationwide. Residential, Commercial, Industrial and Non-Profit Property Owners can SAVE MONEY ON their Property Tax Bill. $100 off the Flat Rate Fee Service. Call For an Analysis and you may Qualify For a REFUND $$$,

Property Tax Consultants, Experts in Lowering Property Taxes Nationwide. Residential, Commercial, Industrial and Non-Profit Property Owners can SAVE MONEY ON their Property Tax Bill. $100 off the Flat Rate Fee Service. Call For an Analysis and you may Qualify For a REFUND $$$,

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Real Estate Agents questions, answered by experts

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

Under the right circumstances, removing your popcorn ceiling can have a favorable ROI exceeding 80%. The ROI depends on several factors, such as the size of your ceiling, where the texture is located in your home, the state of the housing market, and whether the ceiling contains asbestos.

Consulting the architect of your house is not the best way to determine when it was built. Many homes are built by developers or builders, so there may not be a specific architect to track down—especially if you have a very old house. Instead, it’s best to rely on local government records.

While it's smart to save up about 25 percent of the price of a home—to cover the down payment and closing costs—many loans require between less than 3% down to qualify. In either case, you'll need between 3 and 6 percent for the closing and moving costs as well as a strong financial history for mortgage approval.

If the appraised value comes in lower than an offer, a buyer will normally be able to back out because a low appraisal can prevent a mortgage from going to underwriting. The buyer can also try to negotiate for a lower sale price or offer to put down more cash to bridge the appraisal gap.

The Hartland, ME homeowners’ guide to real estate services

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