Will a seismic shut-off valve save me money on earthquake insurance?

• <div><p>Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan. </p></div>

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Q: How effective is earthquake retrofitting?

• <div><p>A home with proper earthquake retrofitting can sustain minimal damage in earthquakes of <b>up to 7.0 magnitude</b>, although risks are higher based on how close and deep the earthquake is. A home closer to the earthquake epicenter will sustain greater damage, especially if the earthquake is closer to the surface of the Earth, but retrofitting can help minimize the risk of injuries.</p></div>

Q: How do I prevent future damage?

• <div><p>Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.</p></div>

Q: Can I DIY an earthquake retrofit?

• <div><p>It is not advisable to try to retrofit your home without the expertise of a professional. These projects usually require a consultation with a structural engineer and a plumber for any gas-related adjustments. Working with a professional earthquake retrofitting contractor is the best way to ensure that any structural work done to your home will help protect you and your family. </p></div>

Q: Can I stay in my home during earthquake retrofitting?

• <div><p>Generally, the retrofitting process can take two to four weeks. Your contractor will let you know if staying in your home for the entire project is feasible. However, most people are able to remain at home. If your home is undergoing earthquake rehab, it's more likely that you'll need to leave until work is complete. Your earthquake insurance may cover boarding costs if your home is deemed unsafe.</p></div>

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American Eagle Pro Services Inc

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American Eagle Pro Services Inc

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American Eagle Professional Services provides professional contractor services to homeowners and business throughout central Maryland. We are the leader in our industry for Mold Abatement, Fire Restoration, Water Damage Clean Up and complete remodeling services. American Eagle has been in business for over twenty years, and has performed thousands of water, fire, and mold related restoration jobs!

Earthquake Retrofitting questions, answered by experts

A home with proper earthquake retrofitting can sustain minimal damage in earthquakes of up to 7.0 magnitude, although risks are higher based on how close and deep the earthquake is. A home closer to the earthquake epicenter will sustain greater damage, especially if the earthquake is closer to the surface of the Earth, but retrofitting can help minimize the risk of injuries.

Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

It is not advisable to try to retrofit your home without the expertise of a professional. These projects usually require a consultation with a structural engineer and a plumber for any gas-related adjustments. Working with a professional earthquake retrofitting contractor is the best way to ensure that any structural work done to your home will help protect you and your family.

Generally, the retrofitting process can take two to four weeks. Your contractor will let you know if staying in your home for the entire project is feasible. However, most people are able to remain at home. If your home is undergoing earthquake rehab, it's more likely that you'll need to leave until work is complete. Your earthquake insurance may cover boarding costs if your home is deemed unsafe.

Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan.

The Worton, MD homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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Oct 22, 2025Oct 22, 2025
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