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TRUSTED BY SPENCER, MA HOMEOWNERS

  • Average homeowner rating star icon4.6
    Average homeowner rating
  • Verified reviews icon10
    Verified property appraisals reviews

Top-Rated Property appraisers in Spencer - Updated Nov 2026

Avatar for Cullen Real Estate and Appraisal Company
Cullen Real Estate and Appraisal Company
4.9(
444
)
Appraisal - Real Estate

Serving Spencer, MA and surrounding areas

Approved

In business since 1990

Free estimates

Emergency services offered

"I spoke with Jessica about needing an appraisal for 2 property's that my in-laws own and that needed to be appraised fairly soon for Estate purposes. She was friendly and they had the appraisal done within a week! Great service!"
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Land Appraisal

+3

Response time4 hrs
34 neighbors recently requested a quote
Recommended by98%of homeowners
Avatar for Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
4.4(
76
)
Appraisal - Real Estate

Serving Spencer, MA and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"The process was easy, and pricing options were provided up fromt. They gave clear instructions about what they needed for the appraisal. They provided an appraisal quickly, with a nice turn around time. I would call this company again next I need an appraisal."
Restaurant
Response time5 hrs
Response rate89%
955 neighbors recently requested a quote
Avatar for Distinctive Painting
Distinctive Painting
4.8(
163
)
Appraisal - Real Estate

Serving Spencer, MA and surrounding areas

In business since 2000

Free estimates

Credit card accepted

"Ultimately, I chose not to pursue this job with Mario because the job lends itself better as DIY... it's a rental property, after all, and the quality of work that Mario performs (i.e. high quality) is more than I need in the rental unit."
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+6

Recommended by94%of homeowners
Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Appraisal - Real Estate

Serving Spencer, MA and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Marketplace Homes has managed two residential rental properties for me, and everything has always been very easy. They coordinate showings, negotiated rent with tenants, and hired contractors as needed at each property. I would use them for any rental property I have in the future!"
Recommended by77%of homeowners
Avatar for LifeCycle Transitions
LifeCycle Transitions
3.8(
175
)
Appraisal - Real Estate

Serving Spencer, MA and surrounding areas

In business since 2007

Free estimates

Emergency services offered

"The Deal was vague and did not explain that it did not include simple carpentry.  I did send them pictures 3 weeks ago letting them know what I needed done, and they didn't let me know until yesterday that this was not a handyman job.  They were very polite.  They were also very willing to work with me.  They suggested adding $200 additionally to get a carpenter, for what I needed."
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+49

Recommended by77%of homeowners
Avatar for Hub Appraisal
Hub Appraisal
5.0(
2
)
Appraisal - Real Estate

Serving Spencer, MA and surrounding areas

In business since 1999

Free estimates

Credit card accepted

Professional Massachusetts Licensed Certified Residential Appraiser and long time real estate Broker serving Worcester County and all of Central Massachusetts. \n\nAvailable for consultation concerning divorce proceedings, estate planning, probate, inheritance, private sale or purchases, Pre-listing valuations, Short Sale workout, Pre-Foreclosure, Ugly Home valuation, tax abatement or any service or consultation involving residential real estate.\n\nOne quick call and help is on its way.

Response time3 days
Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

The Spencer, MA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.