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Stephen Michael Demo and Disposal
5.0(
101
)
Appraisal - Real Estate

Serving Sheffield, MA and surrounding areas

In business since 2001

Emergency services offered

"Steve is very efficient and careful of the owner's property (and in my case, an escape-artist cat).  He hauled away the landscape debris first, then returned for the junk in a second load.  Altogether it was a 4 1/2 hour job for him.  His final fee was a good deal less than what he had originally quoted me.  A nice and appreciated surprise."
Recommended by100%of homeowners
Avatar for LifeCycle Transitions
LifeCycle Transitions
3.8(
175
)
Appraisal - Real Estate

Serving Sheffield, MA and surrounding areas

In business since 2007

Free estimates

Emergency services offered

"We've used the company before even referred them to family and friends. If your looking for a one stop shop that can taken numerous odds and ends at once great company to utilize. The office is extremely helpful and communicates any updates or up charges in advance before doing the work. Great company will strongly recommend to anyone.


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+49

Recommended by77%of homeowners
Property Appraiser questions, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The Sheffield, MA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.