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Yes, salt water pools are more expensive than chlorine-based pools because they require a more complex system than traditional, chlorinated pools. This added complexity means more skilled labor and a higher investment upfront. Also, if you need to repair a salt water pool, finding a contractor with the needed experience is generally more time-consuming.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Generally, you do not need to drain your pool to convert it to a saltwater system. The main exception is if you have used an antibacterial agent containing polyhexamethylene biguanide to sanitize your pool, as these sanitation products do not mix well with saltwater systems. If this is the case, you will need to start fresh. You can either drain the pool or treat the existing water with a high dose of chlorine to remove the antibacterial agent. If you choose the chlorine treatment, wait several days to allow the chlorine to work before proceeding with the conversion. If you are unsure whether this applies to your pool, consult a pool technician.

Water only runs through a pool heater when not in use if the heater doesn’t have a bypass system. A bypass system stops the flow of water through the heater when not in use. If you don’t have one, then yes, water will still run through the pool heater even when not in use. Not having a bypass system may increase the effects of wear and tear on your pool heater or disrupt the water’s chemical balance.