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4.1

(13 reviews)

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Eric C. Hartzog, Appraiser, LLC
5.0(
1
)

Serving Walker, LA and surrounding areas

Approved

In business since 2000

Free estimates

Customers say: Quality work

When you’re looking for a real estate appraiser in the Greater Baton Rouge area (East and West Baton Rouge, Ascension & Livingston Parishes), your search should start and end here. Eric C. Hartzog, Appraiser, LLC has specialized in the Greater Baton Rouge area for the past 20 years. Each community is unique, and you need a local appraiser with experience completing appraisals in the unique areas of Greater Baton Rouge. Note: I do not appraise commercial / business or manufactured Housing. Also if you are looking to have PMI removed, your lender will have to engage the appraiser.

Response time1 day
Recommended by100%of homeowners
Avatar for Kenny Babin, Realtor
Kenny Babin, Realtor
5.0(
4
)

Serving Walker, LA and surrounding areas

"As a first time home buyer, I had no experience or knowledge as to purchasing a home. Kenny Babin was able to answer any question that I had. He showed different types of properties and made sure that I was able to make a decision using all the information available. Kenny Babin was courteous, professional and patient with my questions. I will definitely be calling him, should I ever need a realtor again!"
Recommended by100%of homeowners
Avatar for Pennant Real Estate
Pennant Real Estate
5.0(
1
)

Serving Walker, LA and surrounding areas

In business since 2007

Credit card accepted

"When my wife and I were ready to choose a realtor to represent us in the purchase of a home, we contacted the Dave Ramsay organization for a list of their "endorsed local providers".  We were contacted immediately by Mr. Leo Desselle of Pennant Real Estate. After speaking to Leo and two other highly referred local realtors, we both felt very good about proceeding with Pennant Realty. We began the process in September, and closed on New Years Eve. Throughout the entire process, Leo was available, informative, proactive, knowledgeable, pleasant and patient. We could not be more pleased that we had the good fortune to go through this process with a professional as competent and kind as Mr. Desselle and Pennant Real Estate.
"
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

The Walker, LA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.