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Steer clear of the area and contact your utility company immediately. It will have a website portal and/or a phone number to report downed trees and electrical issues. If the tree appears to be on public land, you may want to call your local government and report the issue there, too.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Though summer is not ideal, you can do some light pruning during this time of year. Just make sure it’s not excessive. Vigorous pruning will stress the tree and impact next year’s growth. Generally, August to September are the best summer-pruning months, particularly for fruit trees.

While the fastest way to kill a tree is to simply cut it down, there are several other methods to choose from. You should hire a professional tree removal service to cut down a tree to ensure your personal and property safety. Some slower but effective options include treating or grinding the tree stump or using a basal bark treatment.