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Gutter repair costs around $400 on average, and prices range from $200 up to $650 in most cases. You can expect to pay between $4 and $30 per linear foot. The best way to get an accurate estimate is to have a professional come out to price your project. Some factors that influence your total include the following:

• Number of linear feet of gutter to repair

• Gutter style 

• Gutter material

• Accessibility of the gutters

• Whether you have seamless or seamed gutters

• Type of necessary repairs

Most homeowners insurance policies won’t pay for the removal of dead, rotting trees. That’s because insurance is intended to protect you from sudden, unexpected accidents. So if a tree is sick, dying, neglected, or rotten but is still standing and hasn’t caused any property damage, it’s unlikely your insurance will cover the cost to have it removed. 

You can stop wood rot in its early stages by fixing the moisture problem that led to it, treating the wood with a fungicide, filling weak spots with an epoxy wood filler, and sealing the wood against future moisture. Depending on the extent of the damage, already rotted wood may need to be replaced if it’s no longer structurally sound.

Algae doesn't directly contribute to wood rot, like mold, but it does create conditions that can lead to mold over time. Algae retain moisture, which favors fungal growth, potentially leading to wood rot over time. In some cases, significant algae growth can lead to the weakening of wood fibers, ultimately causing rot. Try to keep things as dry as possible.