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Last update on May 31, 2026

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Structural Engineering questions, answered by experts

A split-level home is one that has several staggered floors connected by short staircases, while a split floor plan separates the primary bedroom from the rest of the bedrooms. Split floor plans are most often found in single-story homes, while split-level homes are always at least two stories.

While concrete walls do not need to "breathe" in the traditional sense of the word, they do require waterproofing and dehumidifying methods, particularly in basements below the water table. Concrete both contains moisture from its initial installation and can absorb water when exposed. Ensuring proper basement ventilation , installing a vapor barrier, and controlling water exposure are all important tasks.

The standard thickness for an LVL beam is between 1.75 inches and 7 inches. However, you can order LVL beams in non-standard sizes as well. When you work with a contractor, they can source beams that are the appropriate size for your project for you after assessing your blueprints.

The average cost to hire a structural engineer is about $550, with prices generally ranging from $200 to $1,500. Structural engineers may charge a flat rate, by the project, by square footage, or an hourly rate, which is typically between $100 and $250. Many jobs, such as inspections and structural calculations, are billed at a flat rate, which often falls between $300 and $800. The final cost depends on several factors, including the project's type, scope, size, complexity, ease of access for inspection, and your geographic location.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

The Westwood, KY homeowners’ guide to structural engineering services

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