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Solar shingles typically last between 20 and 30 years, a lifespan comparable to that of traditional solar panels and standard asphalt shingles. The exact duration depends on the manufacturer and the quality of the installation. Because solar shingles are a newer technology, there is limited data on their actual long-term performance. Factors that can impact their durability and longevity include weather conditions, roof ventilation, and regular maintenance. To extend the life of your solar shingles, you should conduct regular inspections and cleaning, and make any necessary repairs as quickly as possible.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Not all homes are suited for solar panel systems. Older roofs or those in poor condition may need repairs or replacement before solar panels can be installed. Some other factors to consider are the amount of sunlight your roof receives, the roof’s orientation and pitch, and any shading from nearby trees or buildings.

It’s possible that installing solar panels can lead to mold on the roof. The panels themselves are not the issue. Problems caused by improper installation—such as roof leaks and mounts that aren’t sealed properly—can cause mold. Another potential cause of mold is debris accumulation under panels, which can trap moisture. If you live somewhere with extreme snow, rain, or hail, your home could be more prone to mold.