Get matched with top siding pros in Fordsville, KY

Many modern homes have soffits, but older ones don’t, and you may be wondering why. Older homes have eaves that extend further beyond the home and help to circulate air, negating the need for a soffit. This style of building has faded away, therefore, modern homes need separate soffit installation. Modern soffits are more efficient than this older style and require less material to construct, saving homeowners money.

Wood clapboard siding needs frequent sealing to keep it in top condition—likely every two to three years. A sealant helps protect it from both moisture and sunlight damage. Your weather and climate will affect how often you need to seal the siding, but the pros recommend sealing it every couple of years. More durable woods in milder climates may not need to be sealed quite as often.

Traditionally, you place a layer of ⅜-inch foam board beneath aluminum siding. This gives you a smooth surface to which you can fasten the trim and siding. Beneath the foam board, you should have some kind of waterproof sheathing to further protect your home from water damage. It’s possible this sheathing is already under your current siding.

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.