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Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Building codes for deck railings can vary by location, so it's important to consult your local regulations before construction. Generally, a guardrail is required for any deck that is more than 30 inches above the ground.

For residential properties, the standard minimum height for a deck railing is 36 inches. However, some states and municipalities have stricter requirements; for example, California and Washington mandate railings that are at least 42 inches high. Therefore, a 42-inch railing is not considered too high and may be required in your area or chosen voluntarily for additional safety.

In addition to height requirements, codes also specify other safety features, such as the maximum spacing between balusters to ensure they are close enough to prevent a child from squeezing through.

Yes, Ipe is more expensive than Trex decking—both in terms of materials and installation (plus, Ipe trees are endangered). On average, Ipe decking costs $10 to $25 per square foot, while Trex decking costs $5 to $12 per square foot. Because Ipe is harder to work with, the price of installation is higher, too. For Ipe decking, you’ll pay between $20 and $45 per square foot for labor. However, with Trex decking, the labor costs range from $8 to $22 per square foot.

A deck that isn’t attached to a house is called a floating or freestanding deck. These standalone decks are built near ground level, so they usually don’t need deck stairs. Some don’t even require permits. Generally speaking, building a floating deck is faster and more DIY-friendly than constructing one that’s connected to your home.