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It’s possible that installing solar panels can lead to mold on the roof. The panels themselves are not the issue. Problems caused by improper installation—such as roof leaks and mounts that aren’t sealed properly—can cause mold. Another potential cause of mold is debris accumulation under panels, which can trap moisture. If you live somewhere with extreme snow, rain, or hail, your home could be more prone to mold.

Solar panels have a life span between 10 and 40 years, depending on the type of panel. For example, monocrystalline panels can last up to 40 years, while thin-film ones only last between 10 and 20 years. The longevity also comes down to keeping up with solar panel repairs and their related costs .

In most cases, solar panels are covered by homeowners insurance. However, you’ll need to read the fine print of your particular home insurance policy to ensure you’ll receive coverage for various incidents that could take place. For example, some policies only cover hail damage. Check with your provider to make sure your policy has adequate coverage.

Most solar panels last 25 to 30 years and have a warranty to match. Over time, you’ll see a diminishing electrical output. This is normal wear, but certain things can hasten solar degradation. These include heavy rainfall, high temperatures, constant humidity that corrodes the frame, and cracks or chips in the glass.