Top-rated custom home builders.

Get matched with top custom home builders in Philo, IL

Enter your zip and get matched with up to 5 pros

Need a pro for your custom home building project in Philo, IL?

Select your specific project to find the pro for you.

TRUSTED BY PHILO, IL HOMEOWNERS

  • Average homeowner rating star icon4.3
    Average homeowner rating
  • Verified reviews icon24
    Verified custom home building reviews

Find Custom home builders in Philo

Avatar for Next Level Roofing & Construction
Next Level Roofing & Construction
4.3(
79
)

Serving Philo, IL and surrounding areas

Approved

In business since 2010

Free estimates

Credit card accepted

"James crew where amazing. Very good at what they did and very polite. Did everything I asked them to do to protect my landscaping while tearing off my roof and replacing. James kept me informed ever step, even when there where delays. You will get customers who you just can't please. I have dealt with them when I worked. So before you pass on this company. Talk to the owner James. And again his workers are amazing."
Response time6 hrs
2 neighbors recently requested a quote
Recommended by87%of homeowners
Avatar for Sentri Homes
Sentri Homes
2.4(
27
)

Serving Philo, IL and surrounding areas

Approved

In business since 2023

Free estimates

Emergency services offered

"Sentri Homes provided the most professional flooring service I’ve ever had. The LVP installation turned out absolutely beautiful, and I was amazed at how quickly everything was completed without sacrificing quality. The crew was fast, accurate, and extremely detail-oriented from start to finish. Everything was installed cleanly, precisely, and with real craftsmanship. The entire process was smooth, efficient, and far beyond what I expected. I would absolutely recommend Sentri Homes to anyone needing flooring installed."
26 neighbors recently requested a quote
Ascended Constructions
New to Angi

Serving Philo, IL and surrounding areas

Approved

In business since 2023

Offers commercial services

We’re a family owned and operated company that values honesty and integrity, and stands behind our work. We offer over 40 years of industry experience. We specialize in Asphalt Shingle Roofing installation, replacement, and repairs. Our services are customized to the individual project, paying close attention to the details of each project that we're involved with. We look forward to building long-term relationships with our clients and guarantee your satisfaction!

5 neighbors recently requested a quote
Avatar for World Painting Company
World Painting Company
3.9(
43
)

Serving Philo, IL and surrounding areas

In business since 2002

Free estimates

Emergency services offered

"

My wife and I have used World Painting several times over the last four years in two different houses.  The most recent project was a complete makeover of the outside of our home.  We consulted with the World Painting staff on the design (two tones) and the proper colors to use.  We are very happy with the outcomes; both the appearance and the quality of workmanship.


"
Hair Salon Remodel
Restoring Historical Home
Remodeling Cabinets
Recommended by78%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,676
)

Serving Philo, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by82%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,688
)

Serving Philo, IL and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+2

Recommended by65%of homeowners
Avatar for CU Midwest Designs
CU Midwest Designs
4.0(
4
)

Serving Philo, IL and surrounding areas

In business since 2018

Free estimates

Emergency services offered

"They did a great job and it was a beautiful work. They give me the choices of colors, they have their ladders, they were careful about safety, they patch a lot of places and areas, and I was very happy with the service. They did an excellent job and did what I ask them to do. They work hard and it was worth the price. They had a good customer service, very professional, good paint, and technology."
Recommended by100%of homeowners
Showing 1-10 of 18
Custom Home Builders questions, answered by experts

Check reviews, compare quotes, and verify licensing. Ensure the builder has experience with modular construction.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Building a new home can be more expensive than buying an existing one, depending on the housing market in your area. Many homeowners still find that building a new house is worth the investment as they can choose the exact layout they want, as well as to choose their own floors, wall coverings, appliances, and finishes. If you live close enough to the build site, you can also stop by to check on the builder’s progress, which can provide some peace of mind that the project is worth it.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Remodeling a house is often less expensive than building a new house. You can expect to pay an average of $100 per square foot when you are remodeling. The cost to build a house averages about $150 per square foot. When remodeling, though, some rooms cost more than $100 per square foot and some cost less. Use a home renovation cost estimator to accurately estimate your remodeling costs.

The Philo, IL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.