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A few different types of land surveys can help determine certain features and boundaries of your property. These include:

• Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued. 

• Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property. 

• Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy. 

• Site-planning surveys are done before applying for building permits and can be issued before any major home improvements. 

• Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Soil testers and licensed excavators are often the professionals you hire if you need a perc test. In some cases, structural engineers will also be able to conduct the test for you. In many municipalities, you’ll need your professional on-site to dig and fill the holes with water, as well as a representative from your local building department or health department. That representative is the individual who will determine whether your test passes or fails.

With proper training and experience, reading blueprints is fairly straightforward and not very difficult. If you don’t have the necessary knowledge to interpret the symbols, abbreviations, and other notations used, blueprints may not make sense. Learning to read blueprints can help you understand the construction process and keep you more involved and informed when you’re building a house.