Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

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Q: How much do you lose selling a house as-is?

• <div><p>In most cases, selling a home in as-is condition will lead to a sale price that&rsquo;s somewhere between 10% and 30% lower than normal. However, it&rsquo;s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn&rsquo;t, selling as-is saves you from the time and energy you&rsquo;d spend coordinating the repairs.</p></div>

Q: Will land ever lose value?

• <div><p>Land doesn&rsquo;t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land&rsquo;s value. </p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: What if I can’t find any records of when my house was built?

• <div><p>If you can&rsquo;t find any records online, you&rsquo;ll need to contact your county clerk&rsquo;s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time. </p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Bellevue, IL

*The Angi rating for Antique And Jewelry Appraisal companies in Bellevue, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Bellevue, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on February 06, 2026

Reviewed in February 2026
Very good, punctual, and cares about your property.
JMC Electric
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Reviewed in January 2025
Busy Beaver woodworks was hired to top off my oak tree, they did such a wonderful job. The guys were very professional did a great job cleaning up and the price discussed was very reasonable! Very fast and reliable company they gave an estimate and was there the next day and got the job done!
BUSY BEAVERS WOOD WORKS LLC
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Reviewed in October 2023
I purchased windows for my home. They were all professional and also did a great job. The salesman took his time and explained everything to me and answered any questions I had.
Mad City Windows & Baths
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Reviewed in October 2023
Great company to do business with. Reliable and fair price
686 Wire Up LLC
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Reviewed in August 2023
Very satisfied. Thorough and cautious with the work. Rooms painted appear more fresh, open, and inviting
Clear Way Painting
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Reviewed in December 2022
Being the owner of multiple properties, I have hired these guys on many occasions, and on each occasion their work has been excellent! Their are very professional, thorough and polite. The work was done exquisitely and they were very clean and detailed. They made sure to clean up behind...
www.allhaulservices.com
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Reviewed in April 2022
I hired James Flanigan to paint my living room with vaulted ceilings, paint out the trim white, tack and caulk the existing trim in the dining room and cut, tack and paint trim in the entryway. James and Amy worked hard and we communicated well on project details. The rooms look great, I would...
James Flanigan Construction
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Reviewed in March 2022
Very professional. Was able to have a small sectional removed from my property very fast and efficiently. Will definitely recommend and use services in the future
All Haul Services
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Reviewed in March 2022
They are great. Very fast and efficient and reasonably priced.
Aim to tame
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Reviewed in November 2021
I would highly recommend him for painting and power washing. He was on time, tidy, and neat. Did a wonderful job and had all the right equipment. I enjoyed the fact that I picked the paint color and he went and picked it up I was extremely happy with such a good job performed at such a fair...
Mike Paints
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Antiques and Jewelry Appraisals questions, answered by experts

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal.

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

The Bellevue, IL homeowners’ guide to antique and jewelry appraisals

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