Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

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Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: Can professionals appraise unique or non-traditional properties?

• <div><p>Yes, experienced appraisers handle a variety of property types with tailored methods.</p></div>

Q: Do foundation cracks affect your appraisal?

• <div><p>Foundation cracks won&rsquo;t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren&rsquo;t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.</p></div>

Q: How often should I have my property appraised?

• <div><p>Typically during transactions or refinancing, or whenever significant improvements are made.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Arthur, IL

*The Angi rating for Antique And Jewelry Appraisal companies in Arthur, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Arthur, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on April 29, 2026

Reviewed in April 2026
Super helpful, professional, and handled my heavy furniture with care. Everything was moved quickly and smoothly, and they made the whole process stress free!
Great Nation Moving, LLC
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Reviewed in August 2025
I truly could not say enough good things about this business! I had been trying to find someone to do the work for years to no avail, I called Mr. Ruben and he was here within the hour to see about the job! The entire crew was amazing and did exceptional work... and in a timely manner! Very...
Marvon Construction, LLC
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Reviewed in August 2025
Great job, I couldn’t be happier with my fence. Beautiful craftsmanship and creativity. The guys were professional and knowledgeable.
Robinson General Construction
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Reviewed in November 2024
Very well. I was satisfied with all work done. Good results, deck looks great and finish is holding up good.
1600 Contracting LLC
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Reviewed in October 2024
Tyler and his entire team worked quickly and effectively to get our old, improperly installed metal roof removed and cleaned up and installed an entirely new shingle roof as well as all new sheeting to insure my roof was installed correctly and would last for numerous years to come. He and his...
Redemption Contractors LLC
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Reviewed in September 2024
Eldon and his crew did a great job with my fence. It looks fantastic! And the price came in right at my budget.
midwest custom fencing
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Reviewed in February 2023
Courteous and informative. They provided additional services to ensure my fireplace is safe to use.
L.D. Phillips Company
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Reviewed in January 2023
I would absolutely recommend Dan and The Man! They provide high quality work at a competitive price. They are patient with you and are wonderful to work with. They show up on time every time and their customer service is exceptional!
Dan and The Man
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Reviewed in October 2022
We had an amazing experience moving with Advanced Moving and Storage and its fabulous movers. They packed our whole place yesterday in no time at all, and were thorough and meticulous. They arrived right on time and we have a lot of stuff. Professional, courteous, made sure all furniture was...
Advanced Moving & Storage, Inc.
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Reviewed in August 2022
They were very helpful and up front with us!!
Brick House Roofing Company, PLLC
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Antiques and Jewelry Appraisals questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal.

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Yes, experienced appraisers handle a variety of property types with tailored methods.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Typically during transactions or refinancing, or whenever significant improvements are made.

The Arthur, IL homeowners’ guide to antique and jewelry appraisals

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