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Last update on November 26, 2025

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Heating Oil questions, answered by experts

There are three main types of heat pumps. An air-source heat pump system is the most common and has two parts—an indoor air handler unit and an outdoor heat pump unit. A ductless heat pump system functions similarly to an air-source heat pump system but doesn’t need ductwork to distribute the air. A geothermal heat pump system pulls heat from the ground to help heat your home.

You need to service an HVAC system about twice per year, with a service including an inspection and basic maintenance. It’s best to schedule maintenance in the spring (after the furnace has been running and before the AC kicks on) and in the fall (after the AC worked hard all summer and before winter’s first chill arrives). 

Regular HVAC services will keep the system working as efficiently as possible, saving you money on utilities and larger repairs. HVAC maintenance costs around $250 per visit, while bigger repairs from forgotten upkeep could cost thousands.

HVAC systems usually last between 10 and 30 years, with most having a lifespan of around 20 years. Factors that impact a unit’s life expectancy include which brand you choose, how often you use it, and how well you maintain it. To make sure yours lasts as long as possible, make sure to keep it clean and schedule an annual service with an HVAC technician.

If a geothermal heat pump is installed correctly, then you shouldn’t have to worry about having a backup heat source such as a furnace or oil boiler. However, there are geothermal systems installed that include a backup in case the heat pump fails due to extreme cold. This is simply a backup heat pump you’ll likely never need and not an alternative heat source.

Regular inspections, loop flushing, and checking heat exchangers help extend system lifespan.

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