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According to the National Cancer Institute, asbestos-related diseases can take anywhere from 10 to 40 years for symptoms to appear. The health risks increase with prolonged and heavier exposure.
Risk factors also include:
Amount of exposure
Chemical makeup, size, and shape of the asbestos fibers
Length of time a person is exposed to asbestos
Genetic factors
Source of exposure (direct exposure or secondhand exposure from someone directly exposed)
Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.
Performing abatement for asbestos means the contractor removes or encapsulates the asbestos to protect your family’s health. The term abatement refers to the steps required to keep asbestos fibers from moving into the air. Understanding what asbestos abatement is can help you discuss the case with your contractors by understanding the jargon they use.
If you are trying to sell a home with asbestos siding, most jurisdictions force you to disclose this in official documentation about the home. Some potential buyers may not want to purchase a home with asbestos siding, which could negatively affect their health if the siding becomes disturbed. However, as long as the siding is in good condition, some buyers may not see it as a disadvantage. You could take on the cost to replace asbestos siding if you have concerns over this material affecting your home’s resale value.
By using PPE, sealing work areas, and following containment procedures.
The Sheldon, IA homeowners’ guide to asbestos removal services
From average costs to expert advice, get all the answers you need to get your job done.
Asbestos removal costs vary based on where it’s located, the size of the job, and if there is any underlying damage. Learn what has the biggest effect on the cost.
Discover the cost to remove asbestos siding, including average prices, key cost factors, and tips to help homeowners plan a safe and budget-friendly project.
