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Most load-bearing walls are exterior, though they can also be interior.

The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.

It is not recommended to cut or drill into LVL (laminated veneer lumber) beams. As major structural components of a home, their composite structure can be compromised by alterations, which can weaken them and lead to cracking over time. If you must make modifications to an LVL beam, it is crucial to consult a structural engineer or general contractor first. A professional can advise on whether it's safe and provide specifics on the appropriate bit size, depth, and directionality for any necessary drilling.

Through proper drainage solutions and compacting the foundation soil.