Get matched with top energy efficiency auditors in Fairfield, IA

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Insulation is measured by R-value, which is the measure of a material's ability to resist heat transfer. The higher the number, the better the insulation. When installing insulation yourself, you need to determine the optimal R-value you need to keep your home warm in the wintertime, cool in the heat of summer, and energy-efficient all year long. Each inch of insulation provides between a 3 and an 8 R-value. The climate where you live plays a major role in what R-value you need and the price tag you might see in your insulation installation.

While you can perform many routine home maintenance jobs yourself, it’s often a good idea to bring pros in for certain tasks. HVAC maintenance, fireplace and chimney inspections, foundation repairs, and roof inspections and repairs should be handled by professionals who know what to look for and can safely perform repairs. You may also find it helpful to hire a local house cleaning service to help with deep cleaning.

A small sump pump running infrequently uses an average of 10 kilowatt-hours (kWh) of electricity per month. The average cost for electricity is $0.171 per kWh. The size and use frequency affect how much electricity it uses. Sump pumps average one-third to one horsepower (hp) motors. One hp is equal to 745.7 watts. Watts multiplied by the time your pump is running divided by 1,000 equals your average kWh. Multiply kWh by your average cost of electricity. In areas with high rain or a marsh basin, the average cost can be as high as $15-$25 a month.