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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Across most of the United States, the fall season sees rats at their prime activity levels. As temperatures drop, rats become more active, spurred by the weather shift to seek shelter as winter approaches. During this time, their curiosity and energy peak, driving them to explore what your home and its surroundings might offer.

Always begin by removing the gnat's source of food. Toss rotting fruit, place new fruit in the fridge, and switch the soil of your houseplants. 

The best way to get rid of gnats in the kitchen is by baiting and trapping them with something sweet. Combine water with a few drops of dish soap, apple cider vinegar, and 1 tablespoon of sugar into a bowl. Cover with plastic wrap and poke small holes to trap the gnat in the liquid.

The best deterrents for possums include securing trash cans with tight-fitting lids, removing outdoor food sources like pet food or fallen fruit, and trimming tree branches that provide access to your roof or an open window. Motion-activated lights or sprinklers can also startle and discourage them from visiting. Additionally, you can take advantage of their strong sense of smell by using garlic, onion, or commercial possum repellents to keep them off your property.