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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Because scorpions are active during the night, it can be hard to spot them—they are often hiding while you’re up and about. They could be hiding in holes in your walls, behind large appliances, under your bed, in your closet, or even inside your shoes. But, if you’ve seen one scorpion in your home, chances are there are more waiting in the darkness. If you’re on the hunt for scorpions in your home, invest in a UV light, as all scorpions will glow under UV rays.

If you’re heading outdoors, wear long sleeves and pants to minimize skin exposure. You may also want to wear clothing and any additional gear, like backpacks or tents, treated with 0.5% permethrin. If you’re dealing with fleas at home, you may want to wear insect repellant and vacuum your bed, carpets, and upholstery frequently to minimize fleas.

If you spot a bug in your home that seems very similar to a flea, it’s likely a springtail, which is a tiny jumping insect that can resemble a flea. Unlike fleas, they are not dangerous to humans or animals because they don’t bite. Fleas are smaller than springtails, which is how you can distinguish them.