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Insulating an unheated garage can still be worth it. For instance, insulating an attached garage can help with heat loss from your house in general, and it can also make it easier to store electronics in your garage without worrying about them being exposed to extreme temperatures.

If you use your detached garage as a workspace, insulation can still make a difference. Plus, you can use space heaters and a window unit AC to help condition the space while you work without installing heating.

Radiant barriers and insulation serve different purposes, so one is not inherently better than the other. Radiant barriers reflect radiant heat, helping keep spaces cool, especially in hot climates, while insulation slows heat transfer through conduction. For optimal energy efficiency, it’s best to use both together. 

Radiant barriers can enhance the performance of insulation by preventing heat gain in the summer and heat loss in the winter. The choice between them depends on specific climate conditions and the building’s design requirements.

The best type of insulation for your home depends on your specific needs, climate, and the area you are insulating. For new construction, structural insulated panels are a highly energy-efficient option that is easy to install during the building process. In very warm climates, reflective insulation can be a cost-effective choice. For cold climates, fiberglass is an excellent option due to its high R-value and resistance to settling over time. Spray foam works well in humid environments because of its moisture-resistant properties. For standard attics, loose-fill, spray foam, or blown-in insulation are all suitable options.

According to a report from Energy.gov, radiant barrier installations can save between 5% and 10% on your energy bill each month that your HVAC cooling is in operation. That fact can mean savings of up to more than $325 per year for homes that experience frequent direct sunlight and high summer temperatures.