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  • Average homeowner rating star icon4
    Average homeowner rating
  • Verified reviews icon22
    Verified property appraisals reviews

Verified Reviews for Property Appraisal pros in Fernandina Beach, FL

*The Angi rating for Property Appraisal companies in Fernandina Beach, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Fernandina Beach, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on September 25, 2026

Find Property appraisers in Fernandina Beach

Avatar for Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
4.3(
69
)
Appraisal - Real Estate

Serving Fernandina Beach, FL and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"This company did a great job of communicating with me. I received the appraisal quickly after the work was completed."
Restaurant
Response time5 hrs
Response rate89%
1286 neighbors recently requested a quote
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Accredited Appraisal Associates of N.E. Florida, Inc.
5.0(
20
)
Appraisal - Real Estate

Serving Fernandina Beach, FL and surrounding areas

In business since 1998

Emergency services offered

"Impressive. I have had several Appraisal completed, but David Parsley at Accredited Appraisal Associates of N.E. FL, Inc. has impressed me. He's on point. His twenty-plus years of experience provided me with a detailed report (line by line) that was missed from the previous appraisers. He was prompted (not I), professional and the quality of work and experience provided (there is a difference). I will use an Accredited Appraisal Associates of N.E. FL Inc. going forward. David makes the difference."
Response time1 day
Recommended by100%of homeowners
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Avatar for Hunters Creek Mortgage LLC
Hunters Creek Mortgage LLC
5.0(
7
)
Appraisal - Real Estate

Serving Fernandina Beach, FL and surrounding areas

In business since 2001

Free estimates

Credit card accepted

"They were able to get the mortgage done with various alternative programs where others could not. They did an excellent job. I will recommend and use them, again."
Additional Photos
Recommended by100%of homeowners
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Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Appraisal - Real Estate

Serving Fernandina Beach, FL and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Office staff is always available for help. No job is too small or too big. They are responsive to our needs for service requests from roofing to foundations. All aspects of home repairs have been done professionally and in a timely manner. I would recommend Marketplace Homes for all your property management needs regarding property repairs and maintenance."
Recommended by77%of homeowners
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Property Appraiser questions, answered by experts

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

The Fernandina Beach, FL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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