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While you can install an above ground pool on most level surfaces, you’ll need sand to protect your liner from tearing. For example, rocks, plants, and twigs can take a toll on your liner. Adding sand will help level the pool even more. For additional support, you can also use angled foam or a foam pool cove.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Certain pools serve as a middle ground between traditional swimming pools and hot tubs. The two main options are plunge pools and swim spas. A plunge pool (or cocktail pool) is smaller, but you can add spa-like elements such as heating and jets. A swim spa is more similar to a hot tub, but it produces a current that allows you to swim in place (similar to how a treadmill lets you run in place). 

You shouldn’t swim in a pool with algae. When there’s algae, there’s also bacteria that’s feeding on the algae. Also, algae-infested pool water is often chemically imbalanced, which means germs like Cryptosporidium, Giardia, and E.coli could be present. These germs can cause a range of illnesses from gastrointestinal issues, to rashes, and respiratory problems.

The best thing to do is to get rid of the algae first, test and balance the water, and then you can enjoy swimming without any worries.