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The most energy-efficient windows are double—or triple-pane windows with low-emissivity (Low-E) coatings and gas fills between the panes. These windows reduce heat transfer, prevent drafts, and help maintain a consistent indoor temperature. But if replacing windows isn’t in your budget, pairing your existing windows with insulating window treatments can still make a noticeable difference in home comfort and monthly bills. 

Your homeowners insurance provider may decrease your premium if you improve the security of your home with window security film. You can contact your insurer to determine whether there will be a change in cost after applying this addition. If there is a decrease in your homeowners insurance premium or deductible, it will likely only be available if your window film is installed by a professional window film installer.

Solar screens reduce glare and block UV rays, which may slightly dim natural light and alter the view from inside. However, most homeowners find the trade-off worthwhile for improved comfort and energy savings. The impact depends on the screen’s color and density, with darker screens blocking more light but providing enhanced glare reduction and privacy.

Energy-efficient windows are judged on their performance according to a few different factors, including heat transfer, air leakage, light transference, and condensation resistance. If you're unsure whether a window is energy-efficient, look for an ENERGY STAR® label from the U.S. Environmental Protection Agency (EPA). If various products, including windows, meet energy-efficiency standards set by the federal government, the EPA issues this label to help consumers identify energy-efficient products.