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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

Most roofs can take quite a bit of weight from snow, but their ability to handle heavy snow is not unlimited. Most roofs can handle about 20 pounds per cubic foot of fresh snow. Ice, ice dams, and other factors can contribute to dangerous roof weight. Newer roofs, sloped roofs, and those that have more support can hold more snow than older roofs, flat roofs, and roofs with widely spaced beams. To figure out how much snow your roof can hold, you will need to contact a professional roofing contractor to calculate the maximum snow load for your specific roof.

You may be wondering if you really need the snow removed from your roof. Since most roofs can only handle 20 pounds per square foot of snow accumulation, there is a tipping point when you are suddenly at risk of roof collapse. This can cause a lot of damage, not just to your home, but to your belongings, too. It also poses a physical danger to your family. Also, a lot of snow on a roof makes it more susceptible to ice dams, leaks, and water damage.

It’s the reverse of home de-winterization. To winterize, you purge your plumbing system (including your water heater and all piping) of water. Some experts also recommend filling fixtures with an antifreeze solution. Other tasks involve winterizing sprinklers, sealing foundation vents, check weatherproofing around doors and windows, and more.