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The process might take a few days to a week, depending on the method chosen, area size, and weather conditions. Some solutions, like simple interior sealants, may require less time.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Yes, water and water vapor can seep through cracks in your basement floor, which means you should address all basement floor cracks, even if they don’t indicate structural issues. Sealing settling cracks and shrinkage cracks is a good idea to keep water and moisture outside where it belongs. Doing so can improve your indoor air quality, reduce the risk of mold growth, make your home more comfortable, and help prevent pest infestation.

Water can seep into porous materials like wood beams, floor joists, and roof rafters within minutes, but they’ll need to see prolonged exposure before you have structural damage. Mold can start growing within 24 hours, and mold can eat away at the structural components over time. Wood rot is more of a concern, though. Wet and dry rot are fungal infections that set in in moist conditions and rapidly deteriorate wood, causing major structural damage within just a few months in some cases.