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A tree growing close to a house can pose several risks, but removal isn't always the only or best solution. Potential problems include roots growing into the foundation and causing structural cracks, branches damaging the roof or promoting moss growth, and debris clogging gutters, which can lead to water damage. Trees can also provide access for pests and encourage mold. However, a small, healthy tree may not be a problem, and for larger, established trees, strategic trimming can be a cheaper and more beneficial alternative to removal. It is generally recommended to take action for trees within 10 to 20 feet of your home, especially if they are unhealthy or encroaching. Your best bet is to consult a professional arborist who can assess the specific situation and provide expert advice.

You can use herbicides to prevent roots from growing without killing the tree itself, however they must be used with caution. Systemic herbicides are absorbed by the root and can kill off problematic roots. However, herbicides can sometimes negatively impact nearby plants, so the solution is best used sparingly.

You can use a felling ax to chop down a tree by following the same prep and steps as a chainsaw, but be prepared to use some muscle. For trees bigger than 7 inches in diameter, it can take some time and serious strength to cut down a tree using just an ax. 

Most experts recommend removing a tree that has sustained more than 25% loss in the limbs, trunk, or circumference of the bark. Doing an initial trimming of damaged and dangling branches, but then waiting a few days of monitoring to decide how much more you might need to cut can help you better assess the total damage to the tree. However, consulting a tree maintenance pro to make this determination the best course of action before removing a tree.