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Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Testing a fire extinguisher by discharging even a small amount will void the warranty on the product. Pushing down the pressure pin on top and waiting to see if it pops up is the best way to ensure it’s still pressurized. If you’re concerned about your extinguisher, hire an expert for a professional inspection.

The damper, located just above the firebox, can open or close the chimney flue. The damper should remain closed unless there’s a fire burning in the fireplace. Closing the damper prevents energy loss through the chimney and cold air from seeping into the home during the winter. Opening the damper helps maintain airflow when there is a fire and prevents smoke and gases from venting into the house.

To ensure the safety and longevity of your pre-fabricated fireplace, perform regular maintenance. This includes regular cleaning, checking the unit for cracks, and ensuring the venting and ventilation systems are clear and functioning properly. Additionally, scheduling professional inspections helps ensure safe operation.