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Avatar for Appraisals by Silvana
Appraisals by Silvana
4.5(
133
)
Appraisal - Real Estate

Serving Forest Ranch, CA and surrounding areas

Approved

In business since 1999

Free estimates

Customers say: Quick response

"Sylvanna was a very pleasant person to deal with. She did the appraisal and e-mailed the document to us very quickly, as she had promised. Unfortunately, we disagree with her assessment. We have a 20 x 30 shop with attached RV-port that she felt was "personal property" and therefore was not used to determine the property value. There's no way this permanent building on a cement slab would be taken/moved when we sell."
Response time4 hrs
60 neighbors recently requested a quote
Recommended by91%of homeowners
Property Appraiser questions, answered by experts

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Xeriscaping can absolutely increase your home value, but the return on investment (ROI) depends on where you live and how prevalent xeriscaping is in your area. In drought-prone climates, xeriscaping can boost your curb appeal and make your home more appealing to buyers due to the reduced maintenance and watering costs. However, in areas where xeriscaping isn’t the norm, some buyers may be willing to pay less for a xeriscaped property if they don’t like the appearance.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

In short, yes, a pond can add to your home’s value. However, whether it adds value will depend on the condition and aesthetic of your pond. Having this feature already built into a yard’s home can be appealing to homebuyers who value its aesthetic and would prefer not to build it themselves. But if it is not kept in good condition, it could turn buyers away.

The Forest Ranch, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.