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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Some commercial services use sand when clearing ice, but that’s to add instant traction, not to melt the ice. While you can scatter kitty litter, sand, or similar substances on steps, paths, or porches to improve safety during icy conditions, they won’t help melt hardened ice. Rely on salt or other de-icing methods to fully melt away stubborn ice.

You can use hot water to melt ice from your driveway, but there are some serious caveats. Very hot water can quickly melt ice and remove it, which is helpful if you’re very short on time and need a solution ASAP. However, it will only work across a small area, after which there’s a chance the water will freeze again. The sudden clash of temperatures is dangerous for fragile materials, notably windows and other glass, so you’ll want to keep the water away from your car.

The cost to purchase a snow blower ranges from $100 to $2,300 on average, depending on the make, model, type, and age of the machine. More advanced two-stage and three-stage models, which are often self-propelled and include features like power steering and heated hand grips, can cost between $950 and $1,500 or more. If you only need a snow blower temporarily, you can rent one for an average of $75 per day from a local hardware store or rental facility.