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Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Pros of installing a skylight include the fact that you will get much more natural light in your home, skylights can make your room look bigger than it actually is, and your home may increase in value. Cons include difficult upkeep (you may have to get on a ladder to clean and maintain them), higher installation costs, and, potentially, too much heat gain from all the extra sunlight.

Yes, you can add blinds or shades to both roof windows and skylights, but roof windows tend to have more options available. Retractable skylight shades are popular on both options for added privacy, light control, and heat reduction, although they’re more expensive than manually-operated blinds or shades. If you have a roof window or skylight set in a high ceiling, a motorized or solar-powered skylight window covering is probably your best bet.

To maintain a skylight and ensure its performance over time, regular maintenance is required. This includes periodically cleaning the glass and frame to remove dirt, debris, and condensation. It is also crucial to inspect the seals and flashing at least once a year for any signs of wear, degradation, or leaks, paying special attention after heavy storms. Ensure that the drainage system is clear to prevent water buildup and potential leaks. Address minor issues like cracks promptly and consider occasional resealing to prevent drafts and moisture problems. While energy-efficient skylights with Low-E coatings or double glazing may require less upkeep, periodic professional servicing can help keep any skylight in optimal condition.