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Yes, it’s okay to trim low branches on a tree, also known as limbing up or raising the crown. Essentially, you’ll trim the lower third of the tree (trunk) and leave the upper two-thirds of the tree (crown). Arborists recommend trimming 20% of a tree’s leaves per season for two to three seasons. Trimming low branches allows light to flow through the tree, increasing circulation and making the tree stronger and healthier.

You can shape a cherry tree by trimming vertical branches, dense branches, and intersecting branches. Your personal aesthetic comes into play, as well. If you want to simply thin and shape the tree, you can get away with trimming the aforementioned parts of your cherry tree. If you want to shorten branches, however, consider thinning cuts, which alter the length of the branches while encouraging light penetration, new buds and shoots, and a structurally-sound shape.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Often, it’s the homeowner’s responsibility to handle the aftermath when a neighbor’s tree falls on their property. But if a tree has been obviously dead for a significant period of time and caused damage when it fell, a case can be made that the owner should have removed it, especially if the neighbor wrote you a letter about the tree or asked you to take it down. This can be grounds for a successful lawsuit in claims court and is a good reason to always pay attention to your trees and remove dead trees before they fall.