Will a seismic shut-off valve save me money on earthquake insurance?

• <div><p>Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan. </p></div>

How much does it cost to retrofit a house for earthquakes?

• <div><p>Costs vary as much as timelines. The average <a href="https://www.angi.com/articles/how-much-does-earthquake-retrofitting-cost.htm">earthquake retrofit costs</a> between <b>$3,500 and $8,700</b>. However, homes on hillsides, large homes, and those with rooms over garages can cost up to $12,000 or more. Make sure to get a few estimates to compare the cost and services.</p></div>

Do I need an earthquake gas shut-off valve?

• <div><p>Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.</p></div>

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Q: Why do I need earthquake retrofitting?

• <div><p>An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.</p><p>You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.</p></div>

Q: How do I prevent future damage?

• <div><p>Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.</p></div>

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Earthquake Retrofitting questions, answered by experts

Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan.

An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.

You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.

Costs vary as much as timelines. The average earthquake retrofit costs between $3,500 and $8,700. However, homes on hillsides, large homes, and those with rooms over garages can cost up to $12,000 or more. Make sure to get a few estimates to compare the cost and services.

Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.

Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

The Attalla, AL homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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