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Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Alberta, AL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
Southern Roofing and Renovations
New to Angi
Find a Custom Home Builder

Serving Alberta, AL and surrounding areas

Free estimates

Emergency services offered

Credit card accepted

We do anything from new construction to simple repairs, with a focus on roofing.\n\nOwens Corning Roofing PLATINUM Preferred Contractor!\n\nOnly contractor in Mississippi that offers an Owens Corning 50-year shingle warrantee!\n\nProudly partnered with Ole Miss University!\n\nGive me a call today for all your residential or commercial roofing and building / home care needs, let's see how fast I can have a crew within your four walls!

Custom Home Builders questions, answered by experts

A contractor can install your shipping container home in as little as 90 days. This is notably quick compared to a traditional home build, which can take more than a year (providing there aren’t permitting or construction delays that make the wait even longer). For the quickest installation, choose a prefab container home.

There are energy-efficient options when building a cottage. Select green building materials, high-performance insulation, and energy-efficient windows when designing your cottage. Options such as solar panels, efficient HVAC systems, and LED lighting can lower your utility bills and reduce your environmental impact. Many builders offer energy-efficient upgrades as part of the design process.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The average build timeline for a home is between six and 12 months, with timelines pushing toward the upper end of that range if you’re creating a custom design or need a lot of land preparation before getting started. Hiring a general contractor or a custom homebuilder will help speed up the process, as you’ll see fewer delays between different parts of the build process getting done.

The Alberta, AL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.