Question 1

How much does it cost to repair hail damage?

Accepted Answer

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The average cost to repair hail damage to a home is around $1,100, but you could pay anywhere from $250 to $3,000 or more, depending on the extent of the necessary repairs. If a hail damage repair company determines your roof is too old or too damaged to be worth repairing, then you might pay an average of $9,200 to replace your roof. Excessive hail damage may be covered by your homeowner’s insurance policy or a home warranty, so check those policies before paying out of pocket for roof repair or replacement.

Question 2

Is snow damage to the roof covered by insurance?

Accepted Answer

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In many cases, yes, homeowners insurance covers roof damage caused by snow. For example, if your roof collapses in a snowstorm or an ice dam leads to a leak in your ceiling, your policy should cover the cost of repairs. However, to get your claim approved, your roof must be well-maintained and in good condition overall, aside from the recent snow-related damage.

Question 3

Do roofers cover my roof during bad weather?

Accepted Answer

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Roofing replacements and repairs expose the interior of your home to the elements. Failing to protect these areas during inclement weather can cause extensive damage and job delays. Have a conversation with your pro to learn their plans to use tarps, plastic sheeting, or other waterproofing methods to keep your home safe. Also, ask whether your pro will inspect your home during rain or snow to ensure the covering works.

Question 4

Does homeowners insurance cover ice dam damage?

Accepted Answer

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Homeowners insurance covers some damage caused by ice dams, but it depends on the type of damage. Insurance policies will often cover things like interior water damage, roof collapse, and actual shingle damage resulting from ice formation, but it depends on your policy. Check your coverage information or contact your insurer to find out what your plan covers. Keep in mind that any damage caused by implementing a DIY solution to remove ice dams likely won’t be covered.

Question 5

Why is lightning striking a tree dangerous?

Accepted Answer

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Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.