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One upside to stucco siding is that it can last for 50 to 80 years, and it’s reasonably low maintenance during that lifespan. However, you’ll need routine maintenance to keep it looking its best, as it will crack and chip as it ages. If you live in an area that sees heavier rainfall, sealing your stucco siding every five to 10 years may be necessary.

Mortar, or masonry mortar, is mainly used in joints and as parging for stone, brick, or cement construction. Stucco is primarily a surface material used as wall coverings. For maintenance, masonry will need repointing or replacing as damage or land shifting occurs, whereas stucco will need patching or refinishing as it tends to crack over time along with other types of wear-and-tear.

Stucco is considered a type of cladding because it includes a built-in ventilation layer, a weatherproof membrane beneath that, and, often, a layer of insulation to improve building efficiency. The multiple layers of stucco—the scratch coat, the brown coat, and the finish coat—also create a more complex building membrane, so it’s more accurate to call it cladding. However, homeowners and contractors alike refer to stucco as siding.

You can use small bits that are up to 3/8 inch in diameter, or larger bits that are 1/2 inch or more in diameter. Make sure the bits you use are coated with carbide or diamond; this information is usually visible on the package. You can also use hole saw bits to drill into stucco.