Everything You Need to Know About Grants for Home Accessibility Modifications

Dawn M. Smith
Written by Dawn M. Smith
Updated January 14, 2022
A father and his son preparing dinner in the kitchen
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Accessibility modification grants help those with disabilities have more freedom in their homes

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If you, (or someone your love), lives with a disability, you might be eligible for a home modification grant. Federal, state, and private organizations all offer a wide range of programs and services that benefit different people, such as veterans and seniors. Read on to learn more about these beneficial programs and how to apply.  

What Are Disability Grants for Home Modifications?

Federal and state agencies and private organizations invest in people with disabilities through home modification grants (money you don’t have to pay back). They vary in award amounts, designated groups of people like veterans, senior citizens, and low-income earners, and what improvements they’ll cover. They also require an application process. 

What Do Disability Grants Cover?

Disability grants cover a wide range of home modifications inside and outside of the house. They can be as extensive as accessible outdoor landscaping and widening hallways, or as simple as adding non-slip flooring. Other common projects include lowering thermostat panels and kitchen cabinets, and updating to universal bathroom designs for wheelchair users

Depending on the agency or group, some grants cover all of the expenses and some only cover portions.

Disability Modifications Costs 

The costs vary depending on how much work is needed, but the average disability modification costs about $4,350

Here’s a look at common modification projects and their costs: 

  • Wheelchair ramp: $950–$3,000

  • Wheelchair ramp repairs: $560–$2,000

  • Elevator: $2,600–$6,300

  • Elevator or lift repair and replacement: $180–$530

  • Grab bars and handrails: $100–$500

  • Widening doors: $700–$2,500 

  • Walk-in tubs designed for mobility issues: $1,000–$17,000

How to Apply for Home Modification Grants

A handicap accessible bathroom with grab bars
Photo: sbossert / iStock / Getty Images Plus / Getty Images

Each grant has guidelines for applying, so read over the requirements and eligibility criteria before starting. You can expect that federal and state grants will need a significant amount of documentation like bank documents, tax returns, and medical history. 

In addition to financial records, private organizations could ask for your personal background, unique circumstances, and how you would use the grant money to improve your home and lifestyle.

What Federal, State, and Private Organizations Offer Grants? 

The good news is that there are many organizations offering grants. Once you learn to find the grants and apply, you’ll be on your way to making life-changing modifications to your home. 

Federal Grants 

Veterans, in particular, can take advantage of federal grants, but there are opportunities for other groups of people.

State Grants 

Sometimes the best help is local. Check your home state’s chapters of national organizations to improve your accessible housing options. 

Private Organizations That Offer Grants 

Regardless of where you live, you can ask these organizations for assistance; just read over their application process for eligibility. 

What to Do if You Can't Get a Grant

If you don’t qualify for a grant, you may be eligible for an affordable home improvement loan. Shop a few local lenders for the best rates, but start with these options when researching loans. These are rehabilitation loans that let you refinance your current mortgage and add in the cost of your home modifications into the payments.

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