Are Septic Tanks Bad? Pros and Cons to Consider Before Moving Into a House With a Septic System

Septic tanks don’t have to be scary (or smelly)

Get quotes from septic tank pros near you
No obligation · 100% free
Get quotes from septic tank pros near you
No obligation · 100% free
Need Help With a Project? Connect With a Pro
  • Septic tanks are not bad when properly maintained, and deciding whether septic tanks are a bad choice depends on your location and maintenance commitment.

  • Expect to pay $400 for septic tank pumping every three to five years, with repair costs ranging from $630 to $2,970 depending on the issue.

  • Your septic system needs regular inspections every two to five years to catch problems early, preventing water contamination and avoiding expensive repairs down the road.

  • Hiring a local septic tank company provides reliable support for pumping, inspections, and repairs, helping you maintain your system and avoid costly damage.

Get quotes from up to 3 pros!
Enter a zip below and get matched to top-rated pros near you.
Geo Icon

Moving to the countryside comes with plenty of perks—less traffic, fewer neighbors, and more peace and quiet. But there are also some things about rural living that might not be as appealing, including having to use a septic tank instead of being connected to the public sewer system. However, while septic tanks might not have the best reputation, they aren’t necessarily a bad option (and depending on where you live, they may be the only option). Let’s look at some of the pros and cons of residential septic systems.

What Is a Septic Tank?

A black septic tank halfway buried in dirt outside
Photo: Petegar / E+ / Getty Images

As part of a larger septic system, a septic tank collects waste and water from all of the plumbing fixtures in your home, including your toilets, sinks, showers, and washing machine. (By the way, there are several types of septic systems, but for the purposes of this guide, we’ll focus on conventional anaerobic systems). 

Septic tanks originated in the mid-19th century, and they’re still widely used today. In fact, according to the Environmental Protection Agency (EPA), about 20% of all U.S. homes run on a septic system.

Usually, your septic tank will sit underground, but if your yard isn’t big enough or doesn’t have the right type of soil, you might need an above-ground septic tank.

How Do Septic Tanks Work?

Whenever you flush your toilet, do a load of laundry, or take a shower, the waste and water flow down your pipes and into your septic tank. At this point, the solid waste (known as “sludge”) sinks to the bottom of the tank, while grease and oils (called “scum”) float to the top. In the middle, there’s a layer of wastewater (or “effluent”). 

The wastewater flows out of the tank and into a set of drainage pipes, which sit underneath your yard in an area known as the drain field. These pipes have holes, which slowly release water into the ground. The soil filters out harmful bacteria in the wastewater before it reaches the groundwater beneath it. Meanwhile, naturally occurring bacteria inside the septic tank break down the solid waste.

Pros and Cons of Septic Tanks

Depending on where you live, you might not have a choice in whether or not your house uses a septic tank. Regardless, it’s important to understand the advantages and disadvantages of these systems. Are septic tanks bad? Not necessarily, but they might not be the right choice for you and your home if you feel the cons outweigh the pros. 

Pros

  • You can save money: If you have a septic tank, you won’t have to pay to access the public sewer system, saving you money on your utility bills.

  • Septic tanks are better for the environment (as long as they’re well-maintained): Anaerobic septic systems use soil to naturally filter out harmful bacteria from wastewater before going back into the groundwater supply.

  • You have more flexibility in where you live: By being open to using a septic system rather than the public sewer system, you’ll have more options when choosing a place to live.

Cons

  • You’ll need to pay for septic tank maintenance: This includes having your septic tank inspected and pumped every two to five years.

  • If your septic system leaks or overflows, it can contaminate your drinking water: Harmful chemicals and pathogens can escape from damaged pipes and seep into the groundwater, potentially contaminating your well water. This is why good septic maintenance is vital. 

  • Your tank will need to be replaced at some point: With good care and regular maintenance, your septic tank can last 20 to 30 years, but eventually, you will have to replace your septic tank.

Common Septic Tank Costs

Before you move into a house with a septic system, it’s important to understand how much you can expect to spend on maintaining it. Pumping the waste from your tank is the most predictable expense you’ll have, and septic tank pumping costs around $400. You’ll want to have your system pumped every three to five years. It’s also a good idea to schedule a professional inspection every two to five years (and that usually runs between $100 and $200).

If you think that there might be a problem with your septic system, you should hire a local septic tank company to check it out as soon as possible. Ignoring septic concerns could lead to several problems down the road, including water contamination and pricey repairs. Here are some of the most common signs that your septic system isn’t working properly: 

  • It smells like sewage inside or outside your home.

  • There is standing water or dampness on top of your drain field.

  • Your tubs, toilets, and sinks are backed up or drain slowly.

  • You hear gurgling sounds in your pipes or other parts of your septic system.

On average, septic system repairs cost about $1,790, but they can range from around $630 to $2,970. If the damage is extensive, you might need to replace the entire septic system, which generally costs about $7,300.

Frequently Asked Questions

Septic tanks aren’t bad for the environment as long as they receive proper maintenance and attention. This means staying up-to-date with professional septic system inspections and septic tank pumping. Without regular maintenance, parts of the septic system could break or stop working, potentially letting harmful waste into the soil and groundwater.

Septic tanks can clog if they aren’t pumped every few years since solid waste accumulates inside of them. Your tank might also clog if you have a habit of flushing anything other than human waste or toilet paper. Items like diapers, baby wipes, paper towels, cat litter, and personal hygiene products should never go down your pipes.

A septic system's lifespan typically ranges from 15 to 40 years, with a common average of 20 to 30 years. The longevity heavily depends on the tank's material, maintenance diligence, and usage habits. With proper care, lifespans can reach the upper end of this range.

Lifespan by Tank Material:

  • Concrete: 20 to 40 years

  • Plastic or Fiberglass: 30 to 40 years

  • Steel: 15 to 20 years

To maximize your system's lifespan, follow these maintenance best practices:

  • Regular Pumping and Inspections: Have the tank pumped every three to five years and schedule professional inspections regularly.

  • Mindful Usage: Only flush human waste and toilet paper. Avoid putting items like cat litter, paper towels, cigarette butts, fats, grease, oils, or coffee grounds down your drains.

  • Avoid Chemicals: Do not pour harsh chemicals into the system.

  • Water Conservation: Reduce the amount of wastewater your system has to process.

  • Protect the Drain Field: Avoid driving or building heavy structures over the drain field area.

Yes, a septic tank can get full. If this happens, you might run into issues flushing your toilets or draining your sinks. You may also notice your pipes making gurgling noises or the smell of sewage floating around your house. Other signs of a backed-up septic tank include water pooling or fresh, healthy grass growing above your drain field.

Need professional help with your project?
Get quotes from top-rated pros.

The homeowners guide to septic tank services

From average costs to expert advice, get all the answers you need to get your job done.