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Among the most common types of gravel are pea gravel, crushed stone, marble chips, jersey shore gravel, and base gravel. Gravel has different densities depending on whether it’s wet or dry or mixed with sand.

It depends. High-end colored mulch can be fairly costly. However, you'll have to replace less-expensive natural mulches, like pine needles and cedar mulch, more frequently. 

The cost is balanced out somewhat, though, as although you'll have to replace colored mulch less often, you'll have to replenish nutrients in your soil more frequently to make up for the decrease in organic matter and nitrogen from the mulch.

The best mulches for trees are wood chips, bark nuggets, or pine straw. Depending on your goals, you may want to avoid using plastic, stone, rubber, or wet grass clippings. Plastic mulch prevents water from reaching the mulched areas of your tree, stones don’t offer any nutritional benefits to the soil, rubber can release byproducts into the soil when it decomposes, and wet grass clippings can lead to rot. 

Plastic may prove beneficial in cold climates in the winter, but wood chips are the ideal option for most environments.

Mulching any time of year can attract termites, so there’s no added risk in the fall. The important thing to remember is that termites are attracted to rotting wood, so you need to lay a thin enough layer that won’t trap too much moisture and lead to rotting. A layer between 1 and 4 inches thick should provide all the benefits you’re looking for without attracting termites.