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Top-Rated Custom home builders in Prosperity - Updated Nov 2026

Avatar for Machen Home Improvements
Machen Home Improvements
4.0(
77
)
Find a Custom Home Builder

Serving Prosperity, WV and surrounding areas

In business since 1992

Free estimates

Emergency services offered

"Outstanding from start to finish. Stripped off the old roof, they kept everything picked up as it came off the roof. Put down plywood,drip edge, underlayment, pipe boots, flashing, shingles,and a ridge vent. He had a great team everything was done in timely manner. Nothing left at all to be picked up. Very happy with the work and will be calling them again when I need any work done."
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+117

Recommended by90%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Prosperity, WV and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
Beaver Building
5.0(
1
)
Find a Custom Home Builder

Serving Prosperity, WV and surrounding areas

In business since 2007

Free estimates

Credit card accepted

Beaver Building is you premier remodeling, additions, and custom home builder. There is no project to large or small. Our dedication to quality and attention to detail makes sure that your project is done right and at the highest quality the first time. Give us a call for a FREE consultation on your project today!

Recommended by100%of homeowners
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Custom Home Builders FAQs, answered by experts

Ranch and colonial-style homes are often the most affordable to build. They have a common layout with available designs that are easy to adjust in simple ways without having to spend too much on a structural engineer or architect. Both types of homes' symmetry, simple roofs, and often one or two-story plans mean they often fall in the $150 to $200 square-foot range, putting them right around average.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Yes, professionals offer mantel and surround customization for aesthetic appeal.

Renovating or remodeling an existing structure is usually less expensive than the cost to build a new house. That’s because you can save on the costs of new building materials, laying a foundation, framing the entire building, and installing new materials and utilities throughout the house. However, if a home is in very poor condition or is incredibly old, you could spend more on upgrades and restoration compared to building from scratch.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

The Prosperity, WV homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.