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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

DIY kits are available for basic air quality testing, but professional services provide more comprehensive results and recommendations. While a DIY kit may seem cost-effective, a professional assessment is more thorough. Inspectors are better equipped to catch all pollutants and hazards, and you'll still need a professional to verify and act on DIY test results. Furthermore, some kits don't test for certain pollutants or only detect their presence without measuring specific levels (like mold spores). It's generally better to opt for a detailed professional assessment.

Properties should be tested for lead every 2-3 years, especially if they are older, have undergone renovations, or show deterioration of paint or interior finishes.

You can expect to pay between $200 and $400 for a lead inspection, where your local lead testing pro will scan surfaces and items with an X-ray fluorescent analyzer. Lead risk assessments are slightly different and run around $800 to $2,000. A pro may find lead during an evaluation, and create a removal strategy.

Several different measurements may be used to determine the amount of lead in water. The most common unit of measurement is micrograms per liter (µg/L), which is the same as parts per billion. Another measurement is milligrams per liter (mg/L), which is the same as parts per million.

The Hinton, WV homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.