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Lead Testing and Removal questions, answered by experts

While not all homes built before 1978 contain lead paint, enough do, so you’ll still want to test to be on the safe side. The federal government banned lead-based paint for homes in 1978, but your state may have banned lead before that time. Around 24% of homes built between 1960 and 1977 contained lead-based paint, while 87% of homes built before 1940 contained lead-based paint.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Government regulations such as the EPA and OSHA govern lead removal procedures to ensure health and environmental safety during and after abatement.

Properties should be tested for lead every 2-3 years, especially if they are older, have undergone renovations, or show deterioration of paint or interior finishes.

Avoid disturbing suspected lead-containing materials and follow professional guidance on sample collection.

The Sparta, WI homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.