Question 1

Does the seller get to see the survey if a buyer pays for it?

Accepted Answer

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If a buyer pays for a survey, the surveyor they hired will only provide results to them. It’s up to the buyer whether they share the survey results with the seller or not, even if they ultimately walk away from the deal. It’s considered good faith to share the results with the seller, though, especially if you back out of the deal, as the seller can then provide that survey to future interested parties.

Question 2

Do you need a permit to clear land?

Accepted Answer

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Permit requirements to clear land vary by municipality, so whether or not you need permits depends on where you live and what you’re removing from the land. Some building departments will require permits for any underground work or excavation, meaning grinding down tree stumps on your property would require permits. Others mandate individual permits for each tree you remove. You can contact your local building department or a land-clearing specialist near you to see if permits are necessary for your job.

Question 3

How long does a land survey take?

Accepted Answer

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A land survey can take anywhere from a few hours to a month or more, depending on the size of the property, the type of survey, the property’s accessibility and topography, and the availability of historical property records. A simple boundary survey to determine a fence line can be completed in a day while surveying 50 acres of undeveloped woodlands may take weeks or longer.

Question 4

What are the different types of land surveys?

Accepted Answer

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A few different types of land surveys can help determine certain features and boundaries of your property. These include:

Boundary surveys describe the actual borders of a property. These are generally required when trying to get construction permits issued.
Location surveys provide much of the same information as a boundary survey but also include in-depth information about any improvements made to your property.
Mortgage location surveys are usually required by lenders and title companies before financing or offering an insurance policy.
Site-planning surveys are done before applying for building permits and can be issued before any major home improvements.
Topographic surveys provide a formal map of land elevations. It can also describe the location and size of natural features and any land improvements.

Question 5

How hard is it to buy a house for the first time?

Accepted Answer

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Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.