Will a seismic shut-off valve save me money on earthquake insurance?

• <div><p>Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan. </p></div>

Do I need an earthquake gas shut-off valve?

• <div><p>Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.</p></div>

How much does it cost to retrofit a house for earthquakes?

• <div><p>Costs vary as much as timelines. The average <a href="https://www.angi.com/articles/how-much-does-earthquake-retrofitting-cost.htm">earthquake retrofit costs</a> between <b>$3,500 and $8,700</b>. However, homes on hillsides, large homes, and those with rooms over garages can cost up to $12,000 or more. Make sure to get a few estimates to compare the cost and services.</p></div>

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Q: Are brick houses safer in an earthquake?

• <div><p>According to the <a href="https://www.earthquakecountry.org/step4/urmwalls/#:~:text=Houses%20built%20of%20unreinforced%20masonry,and%20the%20roof%20is%20critical.">Earthquake Country Alliance</a>&mdash;a public and private alliance in California that works to improve earthquake and tsunami readiness&mdash;reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn&rsquo;t as stable as other building materials and methods.</p></div>

Q: How do I prevent future damage?

• <div><p>Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.</p></div>

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Earthquake Retrofitting questions, answered by experts

Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan.

According to the Earthquake Country Alliance—a public and private alliance in California that works to improve earthquake and tsunami readiness—reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn’t as stable as other building materials and methods.

Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.

Costs vary as much as timelines. The average earthquake retrofit costs between $3,500 and $8,700. However, homes on hillsides, large homes, and those with rooms over garages can cost up to $12,000 or more. Make sure to get a few estimates to compare the cost and services.

The Fish Creek, WI homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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