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Top-Rated Custom home builders in Troy - Updated Nov 2026

N. B. Construction
4.2(
9
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

Approved

In business since 2005

Free estimates

Customers say: Terrific value

"Nick was extremely busy but took time to come introduce himself and look at the job. He replaced some rotting boards on the house and around our woodstove pipe. He did excellent work and came when he said he would be there. I will recommend him to anyone else who is looking for a builder."
repairing rotten plywood
roof completed
smith job
smith remodel
smith remodel

+56

Response time2 days
Recommended by100%of homeowners
Avatar for Vista Home Improvement
Vista Home Improvement
4.3(
419
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2005

Free estimates

Emergency services offered

"Yes the work was done. The two guys that came put in 7 windows and two big bay windows in one day. They did not even taken a break. They cleaned up the small pieces of scrap. Then one week later they came back and put in two new doors with the same professionalism when they did my doors."
Additional Photos
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Additional Photos

+41

Recommended by87%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
Additional Photos
Additional Photos
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Additional Photos

+2

Recommended by65%of homeowners
Avatar for Cube Home & Commercial Inspections & Appraisal Svs
Cube Home & Commercial Inspections & Appraisal Svs
5.0(
4
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"Cube Home & Commercial Inspection and Appraisal Management Services" is a Nationally Certifed Home and Commercial Inspection Agency, South Carolina Licensed (RBI 48507) Home Builders Inspector and an Approved US Department of Housing and Urban Development (Hud) 203K Consultant/Inspector (P1710), Vermont Licensed Appraisal Management Services Agency which currently Serving All of Southern and Centeral Vermont,Cheshire County, New Hampshire, Hilton Head Island and Beaufort County in South Carolina and Northern Georgia with Offices in Southern Vermont and Hilton Head Island,South Carolina

Vermont
Certified Licensed Inspectors
Certified Licensed Inspectors
Recommended by100%of homeowners
Avatar for Timber Frame Kings
Timber Frame Kings
4.4(
5
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2015

Free estimates

Offers commercial services

"My Vermont log cabin was about to collapse and Timber Frame Kings saved the day. They repaired all my log cabin rotten logs, then they media blasted, chinked and stained. Real professionals!"
Response time2 days
Recommended by66%of homeowners
Avatar for Kraus Custom Carpentry, LLC
Kraus Custom Carpentry, LLC
3.0(
4
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2020

Free estimates

Warranties offered

"Very competent carpenter with many good tools. We had a disasterous leak inside our bathroom wall which involved removal of the wall and cutting off the joists of the deck outside. That in turn required exstensive bracing both inside and under the deck. New 2x6 studs and a new header were installed. There were also electrical and plumbing repairs done by Mr. Kraus. We also had Mr Kraus remove all the cedar shingles on the front of the house and replace them with conventional siding. This project was unrelated to the bathroom wall problem. Both projects took about three months to complete because Mr. Kraus had a number of other projects going on unrelated to ours. However, on the whole, he did a good job and we would recommend him."
Addition
Addition
Addition
Addition walls
Addition walls

+15

Response time5 hrs
Response rate100%
Recommended by50%of homeowners
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Custom Home Builders FAQs, answered by experts

Building a new home can be more expensive than buying an existing one, depending on the housing market in your area. Many homeowners still find that building a new house is worth the investment as they can choose the exact layout they want, as well as to choose their own floors, wall coverings, appliances, and finishes. If you live close enough to the build site, you can also stop by to check on the builder’s progress, which can provide some peace of mind that the project is worth it.

The early stages of building a house are harder than the later stages; laying the foundation and framing the house are two of the most challenging steps. However, it varies for everyone. Some people have difficulty installing HVAC, plumbing, and electricity, while others find it harder to plan the house and secure the necessary permits. 

One starting point to find a local home builder is to collect suggestions from friends and neighbors. However, it’s still wise to do some more research before you hire a builder. Read reviews to supplement any word-of-mouth recommendations. Check sources like Angi that have standards and criteria in place to screen the pros it lists can also help you find more reputable local home builders.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

The Troy, VT homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.