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N. B. Construction
4.2(
9
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

Approved

In business since 2005

Free estimates

Customers say: Terrific value

"Nick was extremely busy but took time to come introduce himself and look at the job. He replaced some rotting boards on the house and around our woodstove pipe. He did excellent work and came when he said he would be there. I will recommend him to anyone else who is looking for a builder."
repairing rotten plywood
roof completed
smith job
smith remodel
smith remodel

+56

Response time2 days
Recommended by100%of homeowners
Avatar for Vista Home Improvement
Vista Home Improvement
4.3(
419
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2005

Free estimates

Emergency services offered

"Yes the work was done. The two guys that came put in 7 windows and two big bay windows in one day. They did not even taken a break. They cleaned up the small pieces of scrap. Then one week later they came back and put in two new doors with the same professionalism when they did my doors."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+41

Recommended by87%of homeowners
Avatar for Cube Home & Commercial Inspections & Appraisal Svs
Cube Home & Commercial Inspections & Appraisal Svs
5.0(
4
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2009

Free estimates

Emergency services offered

"Cube Home & Commercial Inspection and Appraisal Management Services" is a Nationally Certifed Home and Commercial Inspection Agency, South Carolina Licensed (RBI 48507) Home Builders Inspector and an Approved US Department of Housing and Urban Development (Hud) 203K Consultant/Inspector (P1710), Vermont Licensed Appraisal Management Services Agency which currently Serving All of Southern and Centeral Vermont,Cheshire County, New Hampshire, Hilton Head Island and Beaufort County in South Carolina and Northern Georgia with Offices in Southern Vermont and Hilton Head Island,South Carolina

Vermont
Certified Licensed Inspectors
Certified Licensed Inspectors
Recommended by100%of homeowners
Avatar for Timber Frame Kings
Timber Frame Kings
4.4(
5
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2015

Free estimates

Offers commercial services

"My Vermont log cabin was about to collapse and Timber Frame Kings saved the day. They repaired all my log cabin rotten logs, then they media blasted, chinked and stained. Real professionals!"
Response time2 days
Recommended by66%of homeowners
Avatar for Kraus Custom Carpentry, LLC
Kraus Custom Carpentry, LLC
3.0(
4
)
Find a Custom Home Builder

Serving Troy, VT and surrounding areas

In business since 2020

Free estimates

Warranties offered

"Very competent carpenter with many good tools. We had a disasterous leak inside our bathroom wall which involved removal of the wall and cutting off the joists of the deck outside. That in turn required exstensive bracing both inside and under the deck. New 2x6 studs and a new header were installed. There were also electrical and plumbing repairs done by Mr. Kraus. We also had Mr Kraus remove all the cedar shingles on the front of the house and replace them with conventional siding. This project was unrelated to the bathroom wall problem. Both projects took about three months to complete because Mr. Kraus had a number of other projects going on unrelated to ours. However, on the whole, he did a good job and we would recommend him."
Addition
Addition
Addition
Addition walls
Addition walls

+15

Response time5 hrs
Response rate100%
Recommended by50%of homeowners
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Custom Home Builders questions, answered by experts

In most states, you can build an in-law suite on your property as long as you follow local building codes. However, it's important that you have enough space on your property to accommodate the new structure. A functional in-law suite in your backyard will require between 300 and 800 square feet of space.

Modular homes last an average of between 50 and 75 years, and high-quality modular homes can last for 100 years with proper maintenance. For comparison, a standard home lasts 50 to 100 years and can push to 150 or longer with good maintenance. Modular homes provide better long-term value in that they are significantly more affordable and can last almost as long, but some buyers are wary of modular home longevity, so the actual value if you sell could be lower.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

One of the best ways to negotiate with a homebuilder is to forgo price reductions. Instead, negotiate over upgrades and incentives, as many builders are more willing to go down that road than to decrease their own fee. Even if they were willing to take a cut, a reputable homebuilder often knows their worth, so a willingness to negotiate could be a red flag. Beyond that, builders are typically willing to negotiate closing costs instead of offering a discount on the base price.

Handypeople usually don’t hold trade licenses, so they typically aren’t qualified to tackle projects involving installing or making alterations to plumbing or electrical lines. Below are some jobs that a handyperson usually won’t be able to complete:

  • Installing plumbing for a new kitchen or bathroom

  • Replacing plumbing pipes

  • Installing or repairing septic systems

  • Running new electrical wiring

  • Installing a subpanel

The Troy, VT homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.