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Top-Rated Property appraisers in Toano - Updated Nov 2026

Avatar for Premier Home Appraisals - RHR, Inc.
Premier Home Appraisals - RHR, Inc.
5.0(
3
)
Appraisal - Real Estate

Serving Toano, VA and surrounding areas

In business since 2012

Free estimates

Premier Home Appraisals - RHR, Inc., is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business.

Response time1 day
Recommended by100%of homeowners
Avatar for The Melton Team - RE/MAX Peninsula
The Melton Team - RE/MAX Peninsula
5.0(
34
)
Appraisal - Real Estate

Serving Toano, VA and surrounding areas

In business since 2001

"We used this team to find our new retirement home.  Erin is always responsive to our needs, always had our backs when negotiating with the seller and made our new home a reality.  She always goes the extra mile for her clients.  We would use her again in a heartbeat!
"
Recommended by100%of homeowners
Colonial Appraisal Limited
5.0(
1
)
Appraisal - Real Estate

Serving Toano, VA and surrounding areas

In business since 2000

Free estimates

With years of experience in the appraisal industry, we are the experts you need to take care of your home. We handle all of your real estate appraisal needs with great care. We will treat your home as we would treat our own. Give Colonial Appraisal Limited a call today, we look forward to working with you! \n

Response time1 day
Recommended by100%of homeowners
Jeremiah Real Estate Appraisals
5.0(
1
)
Appraisal - Real Estate

Serving Toano, VA and surrounding areas

In business since 1998

Free estimates

Credit card accepted

Jeremiah Real Estate Appraisals, has more than 20 years of experience in the appraisal and real estate business. We are efficient, knowledgeable, and professional. We also deliver reports to you electronically. We specialize in the following non-lender appraisals: pre-listing, purchase market value, tax appeals, private mortgage insurance removal, land value, reinstatement of a home equity line of credit due to bank freeze, estate, and, bankruptcy. When experience counts, you can count on our experience and expertise.

Response time1 day
Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

A koi pond may add value to your home if it’s a feature sellers are looking for. Like pools, ponds can affect your property value depending on their condition, whether they’re a popular selling point, and how well they’re incorporated into your home’s landscape.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Typically during transactions or refinancing, or whenever significant improvements are made.

The Toano, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.